Financing a car with BKR
Financing a car with a BKR registration does not always have to be a problem. At Eurocars, we like to think along with our customers and can offer a suitable solution in most cases.
Although it is often thought that you cannot obtain financing for a vehicle with a BKR registration, this is possible in most cases at Eurocars. At Eurocars, we look beyond just the numbers and help entrepreneurs daily find a suitable solution, whether it concerns financing a car with a BKR registration or lease of a company car. It doesn't matter to us whether you have a positive or negative BKR registration: we will work with you to find the purchase or lease option that suits you best, so that you are back on the road quickly.
What is a BKR check for car financing?
The moment you apply for car financing, your creditworthiness is assessed by the lender at most companies. This is often done using a BKR check. The Credit Registration Bureau (BKR) registers all credit taken out by Dutch citizens and records whether people pay (on time).
As a result, a BKR registration can be both positive and negative:
- A positive BKR registration means that someone has a credit or loan registered in his/her name and has always paid on time.
- A negative BKR registration means that someone has a credit or loan registered in his/her name and has paid late or not at all.
This also means that financing a (company) car with a BKR registration does not always have to be a problem. At Eurocars, we are happy to think along with you and look for a suitable solution.
Car financing with a BKR registration
A BKR registration can therefore be either positive or negative. Consequently, financing a car or commercial vehicle with a positive BKR registration is possible in almost all cases. However, financing a vehicle with a negative BKR can be more difficult, and with most leasing companies and lenders, even impossible. You receive a negative BKR registration because you were previously unable to meet your payment obligations, so the lender runs the risk that you will be unable to pay again if they provide financing to you.
At Eurocars, we look beyond just your numbers: we look at your personal situation. For this reason, in most cases, we can also help entrepreneurs with a negative BKR registration secure car financing. Read more here about financing a car with a negative BKR..
How does financing a (company) car work with a BKR registration?
Step 1. Search for your ideal vehicle within our range. You can do this online do, but you may of course also do one of our locations doing.
Step 2. Have you found your vehicle? Then you can apply for financing by filling out the form for the desired vehicle or by discussing this on location with one of our advisors.
Step 3. If you have submitted the application online, you will receive a response from us within 1 hour on working days. Are you at one of our locations? Then, in most cases, you will know immediately whether you are eligible for financing. For your application, you need no annual figures required.
Step 4. Has your application been approved and is everything to your satisfaction? Then you will receive the purchase agreement by email. As soon as you have signed and returned it, you will receive the lease agreement from us.
Step 5. As soon as you have paid the deposit, we will schedule an appointment to pick up the vehicle or deliver it to a desired location.
Why finance your company car or car with Eurocars?
- Accessible to all entrepreneurs due to our flexible acceptance
- Fast assessment of applications thanks to our collaboration with De Mobiliteit Financier
- Wide range of passenger cars and commercial vehicles
- Also suitable for start-ups and freelancers
- Always benefit from the best prices with our lowest price guarantee.
Collaboration with De Mobiliteit Financier
Thanks to the collaboration between Eurocars and De Mobiliteit Financier, you can now easily arrange both your financing and your vehicle under one roof. This allows us to help entrepreneurs with complete mobility solutions that align with their operations and needs, including vehicle, financing, advice, and additional services.
Finance your car immediately with a BKR registration?
At Eurocars, a BKR registration does not have to be a problem for financing a (company) car. We are happy to work with you and find a suitable solution for your situation. Whether you have a positive or negative BKR registration, we ensure you are back on the road quickly. Apply for financing for your desired vehicle directly, or contact us if you would like to receive more information first.
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Can I finance a company car with a BKR registration?
Yes, at Eurocars you can finance a (company) car in most cases with a BKR registration. We do not only look at the figures, but also at your personal situation to assess the application.
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What is the difference between a positive and a negative BKR registration?
A positive registration means that you have a loan or credit in your name but have always paid on time. A negative registration means that you have failed to meet your payment obligations in the past.
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Can I finance a company car with a negative BKR registration?
At Eurocars, it is possible to finance a company car with a negative BKR registration. We will look at your situation and find a suitable solution.
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Does Eurocars perform a BKR check?
No, at Eurocars we do not perform a BKR check. We believe that numbers don't tell the whole story and take your personal situation into account when making an assessment.
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Which documents do I need for an application?
For a financing application, we require your personal details, Chamber of Commerce number, and a copy of your ID and/or driver's license.
